Privacy Notice
WSIB Insurance is a division of Safehold Special Risk, a wholly-owned subsidiary of USI Insurance Services.
Our Privacy Promise to You
Safehold Special Risk (Safehold) provides this notice to you, our customer, so that you will know what we will do with the personal information, (including but not limited to Social Security numbers), personal financial and health information (collectively referred to as the "protected information") that we may receive from you directly or receive from your health care provider or receive from another source that you have authorized to send us your protected information. We at Safehold are concerned about your privacy and assure you that we will do what is required of us to safeguard your protected information.
In addition to the disclosures in this privacy notice, if you are a resident of California then the additional provisions of Appendix 1 (the “Privacy Notice for California Residents”), or Appendix 2 (the “Privacy Notice for Job Applicants and Employees, and for their Emergency Contacts, who are California Residents”), may also apply. If you are a resident of the European Union then the additional provisions of Appendix 3 (the “Information for European Union Residents”), may also apply.
What types of information will we be collecting?
Safehold collects information from you required both for our business and pursuant to regulatory requirements. Without it, we cannot provide our products and services for you. We will be collecting protected information about you from:
- Applications or other forms, such as name, address, Social Security number, assets and income, employment status and dependent information.
- Your transactions with us or your transactions with others, such as account activity, payment history, and products and services purchased.
- Consumer reporting agencies, such as credit relationships and credit history. These agencies may retain their reports and share them with others who use their services.
- Other individuals, businesses and agencies, such as medical and demographic information.
- Visitors to our websites, such as information from on-line forms, site visitorship data and on-line information collection devices, commonly called "cookies".
What will we do with your protected information?
The information Safehold gathers is shared within our company to help us maximize the services we can provide to our customers. We will only disclose your protected information as is necessary for us to provide the insurance products and services you expect from us. Safehold does not sell your protected information to third parties, nor does it sell or share customer lists.
We may also disclose all of the information described above to third parties with which we contract for services. In addition, we may disclose your protected information to medical care institutions or medical professionals, insurance regulatory authorities, law enforcement or other government authorities, or to affiliated or nonaffiliated third parties as is reasonably necessary to conduct our business or as otherwise permitted by law.
Our Security Procedures
At Safehold, we have put in place the highest measures to ensure the security and confidentiality of customer information. We will handle the protected information we receive by restricting access to the protected information about you to those employees and agents of ours who need to know that information to provide you with our products or services or to otherwise conduct our business, including actuarial or research studies. Our computer database has multiple levels of security to protect against threats or hazards to the integrity of customer records, and to protect against unauthorized access to records that may harm or inconvenience our customers. We maintain physical, electronic, and procedural safeguards that comply with federal and state regulations to safeguard all of your protected information, especially Social Security numbers. Specifically, we protect the confidentiality of Social Security numbers, prohibit unlawful disclosure of Social Security numbers and limit access to Social Security numbers.
Your Right to Review Your Records
You have the right to review the protected information about you relating to any insurance or annuity product issued by us that we could reasonably locate and retrieve. You may also request that we correct, amend or delete any inaccurate information by writing to us at:
Safehold Special Risk
100 Glen Eagles Court
Carrollton, GA 30117
Privacy Notice for California Residents
This Privacy Notice applies to personal information of California residents to the extent the information is subject to the California Consumer Privacy Act of 2018 (CCPA). This notice does not apply to personal information collected pursuant to (i) the federal Gramm-Leach-Bliley Act and its implementing regulations or the California Financial Information Privacy Act; or, (ii) certain medical and health information covered by HIPAA.
Personal Information We Collect
We collect information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household (“personal information”). We may collect the following categories of your personal information for the following business or commercial purpose(s):
| Category of Personal Information | Examples | Business or Commercial Purpose(s) for Which Used |
|---|---|---|
| Identifiers | A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers. | To provide insurance brokerage service offerings, including consulting and coverage quotations. |
| Personal Information Categories Listed in the California Customer Records statue (Cal. Civ. Code 1798.80(e)) | A name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. | To provide insurance brokerage service offerings, including consulting and coverage quotations. To process your requests, purchases, transactions, and payments, and to prevent transaction fraud. |
| Characteristics of protected classifications under California or federal law | Race, age, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status. | To provide insurance brokerage service offerings, including consulting and coverage quotations. |
| Commercial Information | Records of personal property, products or services purchased, obtained, or considered. | To provide insurance brokerage service offerings, including consulting and coverage quotations. |
| Internet or other electronic network activity information | Browsing history, search history, and information regarding a consumer’s interaction with an Internet Web site, application, or advertisement. | To process your registration with any of the Company’s services, including verifying your information is active and valid. |
We do not sell your personal information.
For further information about personal information we collect, and your rights under the California Consumer Privacy Act of 2018, please contact us at:
Phone: 800-842-8917
Website: www.safehold.com
Email: SafeholdCompliance@safehold.com
Address:
Safehold
Attn: Compliance Officer
100 Glen Eagles Court
Carrollton, GA 30117
Privacy Notice for Job Applicants and Employees, and for their Emergency Contacts, who are California Residents
This Privacy Rights Notice is not a contract for employment and does not alter the employment at-will relationship between the Company and any employee.
Categories of Personal Information We Collect, and Purposes for which We Use It
We collect information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household (“personal information”). We may collect the following categories of your personal information, and use it for the business and commercial purposes as indicated:
| Category of Personal Information | Examples | Business or Commercial Purpose(s) for Which Used |
|---|---|---|
| Identifiers | A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers. | To provide information you request from the Company. To verify your identity and authorization to work in the U.S. To enable you to use the Company’s computers, phones and other technology assets. To verify your compliance with Company policies, procedures and workplace rules. To allow you to clock in and out of the use the Company’s timekeeping system. To obtain a background check, consumer report, or investigative report about you. |
| Personal Information Categories Listed in the California Customer Records statue (Cal. Civ. Code 1798.80(e)) | A name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. | To verify your identity and authorization to work in the U.S. To verify your compliance with Company policies, procedures and workplace rules. To contact third parties whose contact information you provide to Company in case of emergency or otherwise permitted by law. To administer employee benefit programs, leave of absence programs, and payroll. To obtain a background check, consumer report, or investigative report about you. |
| Characteristics of protected classifications under California or federal law | Race, age, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), veteran or military status. | To report information to government agencies as required by law, and otherwise to comply with applicable laws. |
| Professional or employment-related information | Current and/or past employment history including performance evaluations. | To verify your references and other information you provide to us. To access your candidacy for employment with the Company. |
| Non-public education information (as defined in the Family Educational Rights and Privacy Act (20 U.S.C. 1232g, 34 C.F.R. Part 99)) | Education records, files, documents, and other materials directly related to a student maintained by an educational agency or institution or by a person acting for such an agency or institution, such as grades, transcripts. | To verify the validity of a license held by you. To access your candidacy for employment with the Company. |
As an equal opportunity employer, the Company uses Employees’ personal information consistent with applicable law.
If you have questions about this notice, please contact us at:
Phone: 800-842-8917
Website: www.safehold.com
Email: SafeholdCompliance@safehold.com
Address:
Safehold
Attn: Compliance Officer
100 Glen Eagles Court
Carrollton, GA 30117
INFORMATION FOR EUROPEAN UNION RESIDENTS
If you are in the European Union and the EU General Data Protection Regulation (GDPR) applies to our processing of your personal information, the following conditions apply to you:
1. EU Representative
USI is the data controller.
The EU Data Protection Representative of USI is:
Matthew Davies
Head of Compliance & Risk
6 Bevis Marks, London, EC3A 7BA
+44 (0) 207 220 9642
matthew.davies@triremeinsurance.com
www.triremeinsurance.com
2. Categories, Purposes, and Legal Basis for collecting your personal information
The categories of personal information collected by USI, and the purposes for which each category is processed, are specified in Appendix 1 and Appendix 2.
Safehold collects your personal information so that it can provide you with insurance services. Accordingly, Safehold's legal basis for the processing of your personal information is that it is necessary for the performance of a contract to which you are a party or in order to take steps at your request prior to entering into a contract.
If you refuse to provide Safehold with your personal information, you may be unable to obtain insurance services from Safehold.
Safehold will not use any automated decision-making (such as profiling) with respect to your personal information.
3. Transfers of Data to non-EU Countries
Safehold is located in the United States, and all personal information we collect is processed by us in the United States. United States laws regarding processing of personal information may be less stringent than the laws in your country, but Safehold will hold and transmit your personal information in a safe, confidential and secure environment. Safehold will also disclose your personal information to third-party insurance carriers in the United States as necessary to provide you with insurance services. Safehold has entered into EU Standard Contractual Clauses with such recipients. Safehold will not disclose your personal data to any other third parties.
4. Your rights with respect to USI’s collection and use of your personal information
You have the right to request from Safehold access to your personal information, and the rectification of inaccurate personal information concerning you. You have the right to obtain from Safehold the erasure or the restriction of processing of your personal information in certain circumstances, including when the data are no longer necessary in relation to the purposes for which they were collected or otherwise processed, except when Safehold is required by law to maintain or otherwise process your personal information, for the establishment, exercise, or defense of legal claims, or for the protection of the rights or another person. If your personal information is processed based on your consent, you have the right to data portability as well as the right to withdraw your consent at any time. The withdrawal of consent does not affect the lawfulness of processing before the withdrawal of consent. If your personal information is processed based on our legitimate interest, you also have the right at any time object to the further processing of that personal information.
You may exercise these rights by contacting Safehold using the contact information provided above. Please note that we cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.
You also have the right to lodge a complaint with a supervisory authority, in particular in the EU Member State of your habitual residence, place of work, or place of an alleged infringement of the applicable data protection law.
If you have any questions about this notification, please contact Safehold using the contact information provided above.
For further information, see the Saehold Special Risk's Privacy Notice at www.safehold.com/privacy-notice.
5. How to Contact Us
For further information about personal information we collect, and your rights under the GDPR, you can contact us at:
Phone: 800-842-8917
Website: www.safehold.com
Email: SafeholdCompliance@safehold.com
Address:
Safehold
Attn: Compliance Officer
100 Glen Eagles Court
Carrollton, GA 30117
Safehold Special Risk is a wholly-owned subsidiary of USI Insurance Services